Identity theft is a 21st century problem showing signs of growth year on year. Even though financial institutions are constantly tightening security measures, thieves are using the latest technology to steal identities and ultimately your money. Whether spam email, card cloning, postal theft or website fishing, you are at risk on a daily basis, and this is where LifeLock comes to the rescue.
Offering a unique service to both those who fear identity theft and those who have already been victimized, LifeLock acts as your identity guardian, guarding you from unscrupulous thieves 24 hours a day 365 days of the year. LifeLock is a proactive defense system that monitors your identity and alerts you of potential dangers. This is extremely important if you have a lot to lose, primarily because the more personal information theft increases the less financial institutions are protecting people against losses. The reason for this is that banks and other financial services simply can’t afford to offset the losses from fraud, particularly in an ever-challenging global economy.
LifeLock Identity Theft Protection Services
LifeLock’s key services are broken down into five areas, as follows:
1. Identity Threat Detection and Alerts: This aspect of the service detects whether your details are being used in fraudulent applications for credits cards and other services.
2. Lost Wallet Protection: This enables you to quickly cancel and replace credit cards from a lost or stolen wallet. Essential for preventing fraudulent charges.
3. Address Change Verification: Anytime LifeLock detects a change of address associated with your personal information you will be notified. This is key in avoiding identify theft through the mail.
4. Advanced Internet Monitoring: With the majority of theft happening online these days, Life Lock patrol over 10,000 criminal Internet sites for the illegal selling or trading of your information. If detected you will be notified immediately.
5. Reduced Pre-Approved Credit Offers: This service reduces the amount of pre-approved credit card offers you receive through the mail, again avoiding personal information theft through the mail.
LifeLock Key Benefits
- $1 Million Total Service Guarantee (Covers you for any LifeLock service failure)
- Highly affordable at $9.99 per month or $99 per year
- Massively reduces the risk of internet fraud
- Massively reduces the risk of mail fraud
- Zero risk of being held responsible for purchases you didn’t make
- Peace of mind 24 hours a day 365 days of the year
It’s very difficult to find a fault with this service, and although there is no 100% guarantee you will never be a victim of identify fraud, LifeLock exponentially reduces the chances of it happening. It certainly does lighten the load to know there are people working on your behalf protecting your finances and personal details, and to know that you have a $1m dollar protection accompanying that protection will help you sleep better at night. For a measly $9 a month it certainly is worth the peace of mind.